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Protect what matters most.



Any number of life events can create a need for large sums of money – events like buying a new home, the birth of a child, a medical crisis that prevents you from working, or the loss of a loved one. When these occur, your hard-earned assets that you had earmarked for other goals may need to be liquidated. That dream retirement with annual vacation, or funding your kid’s college years – these dreams can be decimated without the proper plans in place.

Fortunately, there are many tools available to protect you and your loved ones from financial hardship. Insurance exists for just these moments. Whether your family is expanding or you’ve just taken on a large mortgage, you might need more life insurance. Disability insurance will protect your income in the event you’re unable to work. Critical illness insurance can pay you a lump sum if you’re diagnosed with a life-threatening illness. And if you ever need to live in a care facility, long term care insurance can take care of the bill.

We work with many insurance partners so we can offer the best possible coverage for each client’s unique situation. This is offered through Smart Insurance Services Ltd. or a MGA (managing general agency) and is a separate offering from Investia Financial Services Inc.