Our Process
Our planning process will help you achieve lower stress by building your financial security.
1. Get to know us
We will help you understand what we do, how we work, and how we're paid.
2. Get to know you
What brought you to Smart Investments, and how can we help? We’ll chat with you to find out your current financial status, and where you’d like to be.
3. Focus on your goals
We will outline where there are any gaps between your current and ideal scenarios, and ask you which areas are priorities for us to address.
Together, we will determine what needs to happen to move toward your goals
4. Your Financial Plan
Next, we customize a plan that is tailor-made for your goals, needs, and what will fit best within your lifestyle.
5. Time for a Review
Once you are on your path to financial security, we will do regular check-ins to make sure you achieve your financial goals! For example, these reviews can happen annually, every six months, or when there’s a major milestone or life change.
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“Kelsey was highly referred to me, and she has lived up to the recommendation consistently. She is diligent and is always dropping me a line with updates on my investments and suggestions on what I can do to improve my financial standing. I feel confident that not only does Kelsey always have my best interests at heart, but that her good intentions go beyond that to a true and innate expertise in financial advisory.”
— Genevieve M.
Testimonial
Investments
At Smart Investments, we aim to take the stress out of investing to help you achieve financial security.
A diversified investment portfolio, customized to your risk tolerance and investment objectives, can help you at every stage of life. Whether you are building (or rebuilding) your finances, saving for retirement or a major milestone, or struggling financially - we’re here to help.
All decisions are driven by you. We will provide support and advice to identify and work towards your life goals and milestones. We use mutual funds and segregated funds to create personalized investment plans for our clients—from conservative through to aggressive, to meet your specific needs.
Got more questions? Check out our FAQs page!
Smart Investments proudly offers Socially Responsible Investment (SRI) funds, so you can align your investments with your values. Yes, it is possible to feel good while growing your investments. Ask us more about SRI, as well as the Responsible Investment Specialist designation!
Insurance
FOR INDIVIDUALS
You deserve to eliminate the stress that can come from suddenly needing a large amount of money.
Life insurance, critical illness insurance, and disability insurance can help you plan a stress-free financial future.
Insurance can help in the event that life throws you a curve ball in your health or longevity. Any number of life events can create the need for large sums of money – events like buying a new home, the birth of a child, a medical crisis, or the loss of a loved one. When these occur, in the absence of insurance, your hard-earned assets that you had earmarked for other goals may need to be liquidated. That dream retirement, the annual vacation, or funding your kid’s college years – these dreams can be derailed without the proper plans in place.
Fortunately, there are tools available to protect you and your loved ones from financial hardship. Insurance exists for just these moments. Whether your family is growing or you’ve just taken on a large mortgage, you might need more life insurance. Disability insurance protects your income in case you’re unable to work due to illness or injury. Critical illness insurance can pay you a tax-free lump sum if you’re diagnosed with a covered condition.
We work with many insurers so we can offer the best possible coverage for your specific needs.
Insurance is typically offered through an MGA (managing general agency) and is a separate offering from Investia Financial Services Inc.
Insurance
FOR CORPORATIONS
Smart Investments offers financial consulting to business owners, from tax-effective wealth accumulation to risk management within your corporation.
Within a corporation, you have opportunities for tax-advantaged investing and insurance. We know it is complex to navigate the challenges and opportunities presented within your business.
We will help you plan and implement strategies to build and secure your corporate investment portfolio, along with the collaboration of your tax accountant, for complete peace of mind.
If you’re self-employed or incorporated—we can help!
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